Robert Giarraffa attended St. John’s University in Queens, NY, graduating in 1968 with a Bachelor’s Degree in Chemistry. He began his career in the pharmaceutical industry where he worked for 15 years...

Joe graduated from The College of New Jersey where he obtained a Bachelor of Arts degree in Finance and graduated with honors. He has worked for New Horizons Wealth Management LLC as a Financial Advisor since 2008, working with...

Graduating from James Madison University with a Bachelor’s in Finance, Chris then earned his Certificate in Financial Planning from Fairleigh Dickenson University. 

Tara graduated from the University of Delaware in 2001 with a Bachelor of Arts degree in both Consumer Economics and Italian. She currently holds her Series 7 and 66 Securities licenses and her Life, Health, and Long-Term Care...

Savia was born and raised in New York City. She attended a private elementary school and business high school, graduating with a full scholarship to New York University. Savia is married with 2 children and resides in Randolph, NJ....

Barbara Ricciardi was born and raised in the New York City area. At age 16, her family moved from NYC, her favorite city in the world, to rural New York, to a small four corners way up by the Canadian border. That cured Barbara of...

Kim was raised in Jackson, NJ, and currently resides in Berkley Heights. She studied International Business at Montclair State University. Kim excelled in the classroom as well as the volleyball court, being part of a championship...

Wayne graduated from Rider University, in Lawrenceville, New Jersey in 1972 where he obtained a Bachelor of Science in Commerce, majoring in Accounting. He served in the Army National Guard from 1972 to 1980. Wayne currently holds a...