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Our Team

We Work with Middle Class Families

New Horizons was founded in 1982 by Robert Giarraffa to help clients make their lives more enjoyable. Originally a chemist for 15 years, Bob would do retirement planning for co-workers in his spare time for fun before Financial Advisor was even a career.  He decided to follow his passion, obtaining his MBA, and went to work in a brand new industry.

Over 35 years later, the firm has grown into a team of professionals with more than 100 years combined industry experience and clients across over 35 states.

We focus on Middle Class Families with The Enjoy More BlueprintTM, our process designed specifically for you.

Robert Giarraffa, MBA

Founder and Wealth Manager

robertgiarraffa@nhwmllc.com

Robert Giarraffa attended St. John’s University in Queens, NY, graduating in 1968 with a Bachelor’s Degree in Chemistry. He began his career in the pharmaceutical industry where he worked for 15 years...

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Joseph P. Okaly, CFP®, CFS®

Wealth Manager

josephokaly@nhwmllc.com

Joe graduated from The College of New Jersey where he obtained a Bachelor of Arts degree in Finance and graduated with honors. He has worked for New Horizons Wealth Management LLC as a Financial Advisor since 2008, working with...

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Christopher Cvitan, CFP®

Wealth Manager

christophercvitan@nhwmllc.com

Graduating from James Madison University with a Bachelor’s in Finance, Chris then earned his Certificate in Financial Planning from Fairleigh Dickenson University. 

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Pasquale Recupido, BS

Wealth Manager

pasqualerecupido@nhwmllc.com

Pasquale joined New Horizons after a successful career with Bank of America/Merrill Lynch. Prior to working there as an advisor, he spent over a decade in the mortgage industry, from which he brings a wealth of knowledge. He currently...

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Savia Giarraffa

Client Services Manager

saviagiarraffa@nhwmllc.com

Savia was born and raised in New York City. She attended a private elementary school and business high school, graduating with a full scholarship to New York University. Savia is married with 2 children and resides in Randolph, NJ....

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Tara J. Recupido, BA

Wealth Manager

tararecupido@nhwmllc.com

Tara graduated from the University of Delaware in 2001 with a Bachelor of Arts degree in both Consumer Economics and Italian. She currently holds her Series 7 and 66 Securities licenses and her Life, Health, and Long-Term Care...

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Kimberly Barletta, BS

Client Servicing Coordinator

kimberlybarletta@nhwmllc.com

Kim was raised in Jackson, NJ, and currently resides in New Providence. She studied International Business at Montclair State University. Kim excelled in the classroom as well as the volleyball court, being part of a championship...

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Adriela Inniss, BA

Client Servicing Specialist

adrielainniss@nhwmllc.com

Adriela was raised in Far Rockaway, Queens, New York and now lives in Randolph, New Jersey. She has a daughter named Avery who is excited to be starting Pre-K soon! Adriela has her BA in Psychology from Fairleigh Dickinson University in...

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Jamie Cox, BS

Client Servicing Specialist

jamiecox@nhwmllc.com

Jamie graduated from The College of New Jersey, earning a Bachelor of Science in Finance. She now lives in Oakland, NJ.Before joining full-time, Jamie was an intern with New Horizons the summer after her junior year. She then started...

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