John and Sarah just turned 30, have two young children, and are starting to progress in their careers.
Up to this point they have not paid all that much attention to their financial situation. They have a house, some insurance through work, and throw some money into their company work plans, but are questioning if they are really situated correctly now or for the longer term.
This represents a hypothetical situation and does not involve any actual client of the firm. It is for illustrative purposes only to show how The Enjoy More Blueprint process could be utilized, not to guarantee any results of any kind.
This was the first time John and Sarah had ever really sat down and talked about money and finances.
At the same time, they are family first kind of people, and knew having some clarity about where they were going would make them feel much more confident. Sitting at the intimate conference room table with a coffee in hand, they were happy to learn there was a process designed specifically for them to meet their comprehensive needs. They jointly came up with the goals they had for their family's future.
Sure they had a little bit of everything they were "supposed" to, but was it the right amount in the right way?
With some CDs, a money market, 401(k) through work, and some life insurance policies from parents, John and Sarah had pretty much everything they had heard of before as what people should have. They wanted to better understand though how each piece could best fit for what they wanted to accomplish.
Realignment with Goals:
Seeing is believing - each part was clear on how it supported what was important to them.
John and Sarah saw exactly what path they were on now for education and retirement goals, and how enjoying more today affected it. They saw how their protections would translate into real life income to protect them if needed. They understood where their money was going, and the trade offs for doing so, allowing them to make intentional, educated decisions. Best of all, they asked questions, and in real time were shown on the screen what would happen if they took those actions.
Clear Path to Goals:
A clear plan puts you in control to enjoy life.
John and Sarah now just needed to worry about what vacations to take with the children. They knew what path they were on, they knew how they had flexibility built in and where, and had protections in place if something didn't go according to plan. As life and goals inevitably changed, they had someone they could count on to make those adjustments with them.